2027 has 11 US federal holidays, from New Year's Day on Friday, January 1, to Christmas Day on Saturday, December 25. Three fall on a weekend, so the day off moves to the nearest weekday: Juneteenth on Friday, June 18; Independence Day on Monday, July 5; and Christmas Day on Friday, December 24. New Year's Day 2028 is observed on Friday, December 31, 2027, so 2027 has 12 federal days off. Banks are closed on 9 weekdays and the stock markets on 10.
Federal holidays are set by law (5 U.S.C. 6103). When one falls on a Saturday, federal employees get the Friday before off; when it falls on a Sunday, the Monday after.
The Federal Reserve Banks are closed on 9 weekdays in 2027. They close on every federal holiday and on the Monday after a Sunday holiday, but unlike federal offices they stay open on the Friday before a Saturday holiday. Commercial banks and credit unions set their own hours, but generally follow this schedule because payments through the Federal Reserve (ACH direct deposits and wire transfers) do not settle on these days.
The New York Stock Exchange and Nasdaq are closed on 10 weekdays in 2027. Under NYSE Rule 7.2, a holiday on a Saturday closes the markets the Friday before and one on a Sunday the Monday after; New Year's Day on a Saturday is not made up, because December 31 ends the accounting year.
Stocks stop trading at 1:00 PM Eastern Time (1:15 PM for eligible options) on these days:
— Day after Thanksgiving
Banks vs. stock markets
Banks close but stock markets stay open on Columbus Day (Monday, October 11) and Veterans Day (Thursday, November 11). The markets close on Good Friday (Friday, March 26), which is not a federal or bank holiday.
Long weekends 2027
2027 has 10 three-day weekends for federal employees (a holiday or observed day off on a Monday or Friday).
Three-day weekend
Holiday
Fri Jan 1 – Sun 3
New Year's Day
Sat Jan 16 – Mon 18
Martin Luther King Jr. Day
Sat Feb 13 – Mon 15
Presidents' Day
Sat May 29 – Mon 31
Memorial Day
Fri Jun 18 – Sun 20
Juneteenth (observed)
Sat Jul 3 – Mon 5
Independence Day (observed)
Sat Sep 4 – Mon 6
Labor Day
Sat Oct 9 – Mon 11
Columbus Day
Fri Dec 24 – Sun 26
Christmas Day (observed)
Fri Dec 31 – Sun Jan 2, 2028
New Year's Day (observed)
Bridge days
Holidays on a Tuesday, Wednesday or Thursday can become a longer break with one or two days of leave:
Holiday
Date
Take off
Time off
Veterans Day
Thursday, November 11
Fri, Nov 12
4 days (Thu Nov 11 – Sun 14)
Thanksgiving Day
Thursday, November 25
Fri, Nov 26
4 days (Thu Nov 25 – Sun 28)
All 2027 holidays and observances by month
45 dates in 2027: federal holidays, observed days off, popular observances, Christian and Jewish holidays, Lunar New Year and daylight saving time. Jewish holidays begin at sundown the evening before.
No. In federal law (5 U.S.C. 6103) the holiday is Washington's Birthday; Presidents' Day is the popular name. It is observed on the third Monday of February, which always falls between February 15 and 21, so it never lands on Washington's actual birthday, February 22.
Is Columbus Day still a federal holiday?
Yes. Columbus Day, the second Monday of October, is one of the federal holidays in 2027. Many states and cities observe the day as Indigenous Peoples' Day instead, and whether state offices close varies by state.
Do private employers have to give federal holidays off?
No. Federal holidays govern federal government offices. The Fair Labor Standards Act does not require private employers to give time off or extra pay for holidays; holiday pay is set by company policy or agreement, and some states have their own rules.