2040 has 11 US federal holidays, from New Year's Day on Sunday, January 1, to Christmas Day on Tuesday, December 25. Two fall on a weekend, so the day off moves to the nearest weekday: New Year's Day on Monday, January 2 and Veterans Day on Monday, November 12. Banks are closed on 11 weekdays and the stock markets on 10.
Federal holidays are set by law (5 U.S.C. 6103). When one falls on a Saturday, federal employees get the Friday before off; when it falls on a Sunday, the Monday after.
Highlighted dates are the federal holidays and observed days off of 2040; print it as a one-page holiday calendar.
Federal holiday or observed day off
Weekend
2040 US Federal Holidays
January
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
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19
20
21
22
23
24
25
26
27
28
29
30
31
February
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
March
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
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20
21
22
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24
25
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31
April
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
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17
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21
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25
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30
May
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
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10
11
12
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31
June
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
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9
10
11
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13
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30
July
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
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21
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25
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29
30
31
August
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
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18
19
20
21
22
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24
25
26
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28
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30
31
September
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
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25
26
27
28
29
30
October
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
November
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
December
Su
Mo
Tu
We
Th
Fr
Sa
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Bank holidays 2040
The Federal Reserve Banks are closed on 11 weekdays in 2040. They close on every federal holiday and on the Monday after a Sunday holiday, but unlike federal offices they stay open on the Friday before a Saturday holiday. Commercial banks and credit unions set their own hours, but generally follow this schedule because payments through the Federal Reserve (ACH direct deposits and wire transfers) do not settle on these days.
The New York Stock Exchange and Nasdaq are closed on 10 weekdays in 2040 (expected; the exchange publishes official dates about three years ahead). Under NYSE Rule 7.2, a holiday on a Saturday closes the markets the Friday before and one on a Sunday the Monday after.
NYSE has not yet announced its 2040 early closes. Every year from 2020 to 2027 it closed at 1:00 PM ET on the day after Thanksgiving, and on July 3 and December 24 when they fell Monday to Thursday. Under that pattern, 2040's early closes would be:
— Day before Independence Day
— Day after Thanksgiving
— Christmas Eve
Banks vs. stock markets
Banks close but stock markets stay open on Columbus Day (Monday, October 8) and Veterans Day (Monday, November 12). The markets close on Good Friday (Friday, March 30), which is not a federal or bank holiday.
Long weekends 2040
2040 has 7 three-day weekends for federal employees (a holiday or observed day off on a Monday or Friday).
Three-day weekend
Holiday
Sat Dec 31 – Mon Jan 2
New Year's Day (observed)
Sat Jan 14 – Mon 16
Martin Luther King Jr. Day
Sat Feb 18 – Mon 20
Presidents' Day
Sat May 26 – Mon 28
Memorial Day
Sat Sep 1 – Mon 3
Labor Day
Sat Oct 6 – Mon 8
Columbus Day
Sat Nov 10 – Mon 12
Veterans Day (observed)
Bridge days
Holidays on a Tuesday, Wednesday or Thursday can become a longer break with one or two days of leave:
Holiday
Date
Take off
Time off
Juneteenth
Tuesday, June 19
Mon, Jun 18
4 days (Sat Jun 16 – Tue 19)
Independence Day
Wednesday, July 4
Thu, Jul 5, Fri, Jul 6
5 days (Wed Jul 4 – Sun 8)
Thanksgiving Day
Thursday, November 22
Fri, Nov 23
4 days (Thu Nov 22 – Sun 25)
Christmas Day
Tuesday, December 25
Mon, Dec 24
4 days (Sat Dec 22 – Tue 25)
All 2040 holidays and observances by month
43 dates in 2040: federal holidays, observed days off, popular observances, Christian and Jewish holidays, Lunar New Year and daylight saving time. Jewish holidays begin at sundown the evening before.
No. In federal law (5 U.S.C. 6103) the holiday is Washington's Birthday; Presidents' Day is the popular name. It is observed on the third Monday of February, which always falls between February 15 and 21, so it never lands on Washington's actual birthday, February 22.
Is Columbus Day still a federal holiday?
Yes. Columbus Day, the second Monday of October, is one of the federal holidays in 2040. Many states and cities observe the day as Indigenous Peoples' Day instead, and whether state offices close varies by state.
Is Christmas Eve a federal holiday in 2040?
No. Monday, December 24 is a regular workday for federal employees. Christmas Eve is not a holiday under federal law; agencies close on it only when the President orders it, as in 2020, 2024 and 2025.
Do private employers have to give federal holidays off?
No. Federal holidays govern federal government offices. The Fair Labor Standards Act does not require private employers to give time off or extra pay for holidays; holiday pay is set by company policy or agreement, and some states have their own rules.